FAQ (Frequently Asked Questions)

$0. There is no cost to join.
HST (Healthcare Solutions Team) is an IMO who provides the ability to get contracted with insurance companies to be able to sell their products and get paid.
VIP is a training focused organization helping independent health insurance agents be successful.
To become a health insurance agent, just fill out the registration form on the join page. The system will walk you through the steps to become an agent.
Being an independent agent, you control your own work schedule and your activities; however we do have some proven recommendations to increase your success. If you treat this like a regular job where you work certain hours each day and you are disciplined, then you will get the most out of it. Most busy agents spend the majority of the day on the computer/phone, working new leads, following up on leads, generating quotes, and writing policies. Depending on what your overall marketing strategy is, you might be doing other activities throughout the day like local networking or online networking.
First step to becoming an agent is having your Life and Health producer licenses in the State you live in. We only work with licensed agents. Once you are licensed, then you can join the team and learn the rest. Here are some additional things that you will need before you can start selling:
  • Computer (two monitors recommended)
  • Phone (either soft phone or cell phone)
  • E&O Coverage (errors and omissions)
There is no limit to how much you can make. In 2021, our top 500 active agents averaged over $100k, our top 250 active agents averaged about $174k, our top 100 agents averaged about $299k, and our top 10 agents averaged $856k.
If you look around the industry, the expected first year income for most health insurance agents is only between $60k and $80k; and that's if you are good. We provide you the tools and resources to do better than that. VIP founder and agent mentor, Robert Falk, will show you how he made over $100k in his first 12 months of being an independent health insurance agent.
No. In fact, as a new agent, you most likely aren't ready to be recruiting other agents. If you know of someone who would like to become an agent, just send them our way and we will train and mentor them for you. Then when you are ready to be a leader, we will transfer them to your team.

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